Cambridge Bancorp, headquartered in Cambridge, Massachusetts, operates as the holding company for Cambridge Trust Company, which offers various banking services primarily. Its personal banking services include checking and savings accounts, automated teller machines/debit cards, mortgages and home equity, credit cards, personal loans, certificates of deposit and individual retirement account options, and online banking services. The company's commercial lending activities include business credit reserve, working capital line of credit, term loans, commercial mortgage, SBA guaranteed loan, letters of credit, and secured loans. Cambridge Bancorp also provides commercial real estate, cash management, remote deposit capture, merchant services, healthcare professional program, and credit card services. In addition, it offers investment management, trust administration, estate settlement services, and financial planning services.